To better protect your account, Dwolla encourages you to enable two-factor authentication. When this feature is enabled you will be required to provide a security code from your mobile phone number in order to login, along with username and password.
Dwolla supports the time-based one-time password (TOTP) method for two-factor authentication, which requires an authenticator app. Without the application, two-factor authentication cannot be enabled for your account.
1. Log in and navigate to the Security tab of your Dwolla account.
2. Follow the steps to enable two-factor authentication. Once two-factor authentication has been enabled, an authenticator code will be requested upon login every 30 days for each computer and browser you use to access your Dwolla account.
For more information visit: http://help.dwolla.com/customer/portal/articles/2068158-two-factor-authentication-faq?b_id=5438
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